Credit repair guides

Fix your credit yourself

Step by step guides to every part of your credit report. No company, no secret letters, just the process.

How to dispute your credit report yourself (free, step by step)Pull all 3 reports free, find what's wrong, and dispute it yourself with each bureau.How to remove collections from your credit reportHow to get a collection account removed from your credit report yourself: check it on all 3 reports, dispute it, ask the collector to verify, and what to do with every answer.How to remove late payments from your credit reportHow to get late payments off your credit report yourself: find every late mark on all 3 reports, dispute the wrong ones, and send a goodwill letter for the rest.How to remove hard inquiries from your credit reportHow to find and remove hard inquiries you didn't authorize from your credit report, and how long the rest stay and affect your score.How to remove a charge off from your credit reportWhat a charge off is, why it hurts your score, and how to go after one on your credit report yourself: compare all 3 reports, dispute, and negotiate in writing.How to read your credit reportA plain English walkthrough of your credit report: personal info, accounts, payment history, collections, public records and inquiries, and what to check in each.Is credit repair worth it? Company vs doing it yourselfWhat credit repair companies actually do, what it costs, and how the same process works when you do it yourself for free on the bureau sites.What happens after you dispute your credit reportWhat happens after you send a credit dispute: the 30 day investigation, the possible results, and what to do with each answer you get back.

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